Anybody who's played with Google Talk has probably noticed that it sometimes got stuck in a loop. Sometimes that'd be funny, like in if you typed in "I did not authorize torture" and it would respond with 'did, did, did...', but usually that's not what you want. I've been meaning to fix it and I finally did. So go check it out.
The easiest way to figure the cost of living is to take your income and add ten percent.